Retirement Options from Lucra Ltd in Sutton, Surrey

When you approach your retirement date, you will have many things to think about. In addition to changing your lifestyle, your finances will likely change dramatically.

Lucra Ltd are here to help guide you through the process. We are independent and can research the whole market.


There are a number of options available to you when you come to take retirement benefits. The main purpose of most pensions is to provide an income at retirement, and for the rest of your life.
We can provide advice on:

  • Conventional Annuities
  • Flexible Annuities
  • Enhanced / Impaired
  • Life Annuities
  • Phased Retirement
  • Unsecured pension  (Pension Fund Withdrawal)

A pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation .


Why Use an IFA?


Thank you for visiting the website of Lucra Ltd. Financial Advisers with offices in Sutton, Surrey. Many people think an IFA is only for the wealthy but this is not the case. The majority of our clients are everyday people from all walks to life. Our services are open to everyone. Getting the right advice means speaking to the right people. We are at your service and will happily visit you at home or work to discuss your requirements. Call us today for an appointment. Under our services tab above, you will find the services that we offer at Lucra Ltd from our offices in Sutton, Surrey. We offer a wide range of services such as mortgages, risk protection, life insurance, pensions, savings, investments, wealth management, equity release, long term care and investment planning. We can offer taxation advice such as inheritance tax planning. We also offer family financial assistance such as school fees planning, baby bonds, child savings plans as well as will writing and estate planning.

INHERITANCE TAX PLANNING, WILL WRITING AND ESTATE PLANNING ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

You voluntarily choose to provide your personal details via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details or services in writing or by telephone. 

Email communications are not secure and for this reason Lucra Limited cannot guarantee the security of the email, its contents or that it remains virus free once sent.

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  • We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers and our group of companies. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy at Privacy Policy.


Find us.

Suite 6, Tudor Court, Brighton Road
Sutton, Surrey SM2 5AE


Call us.

0208 722 0734


Email us.

web@lucra.org

Email communications are not secure and for this reason Lucra Limited cannot guarantee the security of the email, its contents or that it remains virus free once sent.