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 Lifetime Mortgages and Home Reversion Plans

Being independent allows us to work on YOUR BEHALF!

Lifetime mortgages or Home Reversion plans can help older home owners convert the value of their home to:

  • a lump sum
  • regular income
  • or sometimes both.

Read our Guide to Equity Release [pdf]

Is equity release right for me?
Equity release schemes can use part of the capital 'tied up' in the value of your home. You retain the right to live in your home for the rest of your life.

Before deciding on the best course of action, we provide confidential unbiased advice. Remember you need to decide carefully as equity release may affect entitlement to certain state benefits and reduce the value of your estate.

Help make retirement easier
Common reasons to consider equity release.

improve their lifestyle), or they may need to raise money to
  • You may want to improve your lifestyle
  • Provide greater financial stability in retirement
  • You may be living in a valuable property but surviving on a relatively low income. (Asset rich and Cash poor)
  • You may need capital to fund essential repairs to your home.
  • You may want some cash to help your children or grandchildren.

We recommend you always seek advice including legal assistance on whether equity release is suitable for your situation.

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Contact Us

Lucra Ltd
Donnington House
2a Sutton Court Road
Sutton, SM1 4SY

Tel: 0208 722 0734

Lucra Ltd
The Mansion House
Sundridge Park, Plaistow Lane
Bromley, BR1 3TP

EMAIL: web@lucra.org

Mortgage Calculator

* These are lifetime mortgages and home reversion plans. To understand their features and risks, ask for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can work on commission or fees. Our typical fee is 0.5% of the loan amount. The precise amount will depend on your circumstances.

Lucra Limited is an appointed representative of Sage Financial Services Limited which is authorised and regulated by the Financial Services Authority.

Sage Financial Services Limited is entered on the Financial Services Authority register (www.fsa.gov.uk/register/) under reference 150452.

The FSA do not regulate some forms of mortgages or loan products, or some types of tax planning services.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Lucra Limited: Registered in England: 95 High Street, Great Missenden, Bucks, HP16 0AL: Company No. 05554958.

For advice on any of the above, Contact Us now.
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