LIFETIME MORTGAGES AND HOME REVERSION PLANS
Being independent financial advisers allows us to work on YOUR BEHALF!
Lifetime mortgages or Home Reversion plans can help older home owners convert the value of their home to:
- a lump sum
- regular income
- or sometimes both.
Read our Guide to Equity Release [pdf]
Is equity release right for me?
Equity release schemes can use part of the capital ‘tied up’ in the value of your home. You retain the right to live in your home for the rest of your life.
Before deciding on the best course of action, we provide confidential unbiased advice. Remember you need to decide carefully as equity release may affect entitlement to certain state benefits and reduce the value of your estate.
Help make retirement easier
Common reasons to consider equity release.
improve their lifestyle), or they may need to raise money to
- You may want to improve your lifestyle
- Provide greater financial stability in retirement
- You may be living in a valuable property but surviving on a relatively low income. (Asset rich and Cash poor)
- You may need capital to fund essential repairs to your home.
- You may want some cash to help your children or grandchildren.
These are lifetime mortgages and home reversion plans. To understand their features and risks ask for a personalised illustration.
For mortgages we can work on commission or fees. Our typical fee is 0.5% of the loan amount. The precise amount will depend on your circumstances.
We recommend you always seek advice including legal assistance on whether equity release is suitable for your situation.